Real
Estate Soltutions
Rent to Own
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Rent To Own Homes Listings
Rent-To-Own Form/Home Owner Request
Frequently
Asked Questions
Never Waste Money On Rent Again! Discover how you can own a home with
NEVER waste money on rent again!
You can't imagine how many people these
days have a closed mind and would rather just give up and be
depressed
than find a fast and simple solution to owning a home.
Frequently
Asked Questions
Why
Rent To Own?
Rent to own is wise
investing. It offers an alternative for people who would like to
purchase a home right now but may need a little time to acquire a down
payment or build up their credit rating. Following are a few reasons
you may want to look more closely at this option to buy your new home:
- Rent money is working towards home ownership
- Equity
accumulates many times faster
than with a conventional mortgage!
- a portion of
your rental payment is credited towards your sales price.
- You're not
wasting money on rent
- You can
repair your credit while already living in the home you desire
- Low down
payment
- No excessive
fees
- There is no
damage deposit. Instead option money is a down payment on your new
home!!
- The option
money is a lot less than a conventional mortgage down payment!!
- No upfront
closing costs!!!
- Easy to
qualify
- Fast approval
- You have no
property taxes to pay until your own the home!!
Contact Us
If you can come up at least 3% of the sales price of the home,
we can work with you, despite credit issues.
100% of your option earnest money
is
credited toward the purchase price of the home, plus you may be
eligible to receive a monthly credit towards the purchase .
Rent-To-Own Form/Home Owner Request
Unlike most
lending institutions, we accept borrowed funds for closing.
You may also be eligible
to withdraw or borrow from your 401K to purchase a home without
penalties.
We accept trades.
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Frequently
Asked Questions
I have bad
credit, a foreclosure and bankruptcy in the past. How do I qualify?
Why should I
rent-to own? What are the advantages?
Can I make
home improvements?
Can I buy the
home before the lease is up?
How long do I
have to rent before I can buy?
Can you break
it down for me step by step?
When is rent
due?
If I choose
not to buy do I have to forfeit my deposit and rent?
What does the
seller get from rent-to-own ?
Do
rent-to-own homes cost more?
I don't see
a home on your site that meets my needs, do you have others?
When can I
move In?
How
much of
a down payment do I need?
Will
the
rental deposit money be counted towards the purchase of the home when I
buy?
I have bad
credit, a
foreclosure and bankruptcy in the past. How do I qualify?
You
can qualify with any type of negative credit history or no credit
history at all. All you need to do is apply and have the initial
payments.
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Why
should I rent-to own? What are the advantages?
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Can I make home
improvements?
In
a rental agreement you are not able to but as a rent-to-own tenant we
want you to feel at home. Light improvements like painting, hanging
curtains.... require no permission however major improvements like
knocking down walls, adding on to the property, putting in a
pool,etc.....do require written permission, obtaining permits,
following building codes and HOA guidelines.
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Can
I buy the home
before the lease is up?
That
all depends on what your lease agreement says. Some are open and some
require you to rent for a minimum amount of time before excerising your
right to purchase.
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How
long do I have to
rent before I can buy?
Up
to 5 years. Each rent-to-own agreement is different.
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Can you break it down
for me step by step?
Step 1
: Once you find a home you want to buy the paperwork begins. It
consists of a rental agreemet and a rent-to-own purchase agreement. You
rent the property for a specific period of time. The lease contract
gives you the right to buy the property at the end of the lease period .
Step
2: You pay the initial payments which include the first
and last months rent, rental deposit according to the rental agreement
and option consideration specified in the purchase agreement. This
money is applied according to the terms to the purchase price of the
home when you exercise the right to purchase.
Step
3: Receive the keys to your new home and move in.
Step
4: Keep your eye on the mortgage rates etc. so you can get
a great deal when you exercise your option to buy.
**NOTE:
Since you forfeit your option money if you don't go through
with the purchase, don't option a property
that you have no intention
of buying.
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When is rent
due?
Rent
is due on the 1st of the month. There is no tolerance for late payers.
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If I choose
not to buy
do I have to forfeit my deposit and rent?
Yes,
you do, but the reason you are going to rent-to-own is to buy
something you want to own one day.
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What
does the seller
get from rent-to-own ?
People
who rent-to-own take much better care of the property because it will
soon be theirs. People who rent-to-own pay on time. Renting-to-own
eliminates broker commissions. The seller gets to help others realize
their dream of home ownership.
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Do rent-to-own
homes
cost more?
No.
Even though it may seem costlier in the beginning, in the long run it's
cheaper than a conventional mortgage.
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I don't see a home on
your site that meets my needs, do
you have others?
Yes,
we are always buying properties and don't always have all of them
listed. We also network with other investors and they may have what
you're looking for! Fill out the Dream
Home Questionairre
and we'll notify you when a property becomes available.
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When can I move
In?
If
the property is vacant you can move in once all the paperwork is signed
and your initial poayments have been recieved.
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How much of a down
payment do I need?
We
required a minimum of 3% down as earnest money, first and last months
rent as well as a rental deposit (damage deposit)
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Will the rental
deposit money be counted towards the purchase of the home when I buy?
Yes
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Own Your Own Home!
It's
easy with
Our Buyer-Friendly
programs
We
are private investor property problem solvers who pride ourselves in
helping others, customizing solutions to suit individual situations.
Your unique circumstances are addressed in the problem solving process
and we customize solutions to be win-win. We would like to help you own
a home with
as little hassle as possible.
Don't
let these little things stop
you from owning a home!
- repossessions
- Late
Payments
- foreclosure
- Being self-employed
- new job
- poor
credit
- financial problems
- divorce,
- medical
bills
- unstable
work
history
- lack
of a huge cash down payment
- judgment
- Bankruptcy
We'll work with you. Our
Buyer-Friendly programs offer
- someone
who understands their problems and provides
solutions
- flexible
purchase Programs
- the American Dream of owning a
home
- quick move in
- tax breaks
- very little paperwork
- a no
hassle, fast, friendly transaction
- time
to work out credit issues
- a
fair price
- a
reasonable down payment and monthly payments
- quick
attention
- clear,
easy-to-read,
understandable paperwork
If
you have a small down payment and the ability to pay
reasonable
monthly payments you could become the next
owner of a home through one of our buyer-friendly
programs without bank financing!
Why
Rent To Own?
Rent
to own is wise investing. It offers an alternative for people who would
like to purchase a home right now but may need a little time to acquire
a down payment or build up their credit rating. Following are a few
reasons you may want to look more closely at this option to buy (read
the rest of this article) |
Contact Form
Rent-To-Own Form/Home Owner Request
|
